German Mortgage Market overview

Coronavirus and the German housing market: 4 things you can do to prepare for your German mortgage

As more and more countries adopt lockdown measures around the world to help and control the coronavirus outbreak, more uncertainty is added to our daily lives. Plans for the future might have been put on hold – there are a few ideas on how the coronavirus outbreak could affect Germany’s property market already. But working from home or other social-distance requirements don’t have to necessarily pause your property buying dreams! If you are interested in the housing market in Germany, here are 5 things to do while the coronavirus’ lockdown is still in place:

Research, research, research

Although travelling might not be possible to check out a city live, there’s a lot of research to be done online! Why not start looking at the German cities that interest you the most? Whether it’s Berlin, Potsdam, Hamburg or even Leipzig, narrow down your list of housing market interests to be ready when the time comes.

Consider buying a new property

The coronavirus outbreak is affecting the housing market in many ways. If it is not possible to travel to arrange viewings – or even leaving your home to do so – consider buying a new property instead. They are also less likely to be affected in case of an economic fall-out. Another plus of looking into new properties (if you are thinking of investing in a property in Berlin): they are exempt of the Mietendeckel, or the Berlin Rent Act.

Organize your paperwork

If you did have to put your property buying plans on hold, don’t get run down by frustration. There’s still a lot that you can do! Check out our mortgage document checklist to get your paperwork ready, and remember to have a look at the hidden costs of owning a house in Germany as well. 


Start talking to a mortgage advisor

There’s no need to do everything alone, you know? If you don’t know where to start, take the time to talk to one of our mortgage advisors to guide you through the coronavirus’ influence on the German housing market. Making a real estate investment in times like these can be scary, but LoanLink can show you the correct path towards making you a homeowner! And if you’re in urgent need of a mortgage, we will take that into account when choosing the right mortgage offer for you from our 400+ German mortgage lenders.


Our LoanLink mortgage advisors are happy to answer any questions. Our goal is to help you find the best loan – even in times of uncertainty.


We are happy to answer any questions. Via email at or by phone 0800 05 28000. You can also start with the LoanLink mortgage illustrator here:

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