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Glossary of mortgage terms

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Unscheduled voluntarily payment
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Sondertilgungsmöglichkeiten

Some lenders offer you the flexibility of an voluntary repayment once a year. It's an extra payment on top of your regular monthly repayment and it allows you to pay off your mortgage faster. At the same time, the interest on your remaining debt also declines. The maximum yearly payment is typically 5% of the initial loan volumes. The possibility of the amount and frequency of voluntary repayment are specified in the loan agreement.

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